:root{
  --bg:#0b1220;
  --panel:#0f1a2f;
  --text:#0d1220;
  --muted:#5b677a;
  --card:#ffffff;
  --line:#e7ecf3;

  /* Executive accent red (adjust later if desired) */
  --accent:#b11226;

  --max:1120px;
  --radius:18px;
  --shadow:0 16px 40px rgba(13,18,32,.10);
  --shadow2:0 10px 26px rgba(13,18,32,.08);

  --font: system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,"Apple Color Emoji","Segoe UI Emoji";
}

*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:var(--font);background:#f6f8fb;color:var(--text);line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}

.container{max-width:var(--max);margin:0 auto;padding:0 20px}

.skip{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip:focus{left:20px;top:20px;width:auto;height:auto;background:#fff;padding:10px 12px;border-radius:12px;box-shadow:var(--shadow2);z-index:9999}

.header{
  position:sticky;top:0;z-index:999;
  background:rgba(255,255,255,.86);
  backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid rgba(231,236,243,.85);
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;
}
.brand{
  display:flex;align-items:center;gap:10px;font-weight:900;letter-spacing:.2px
}
.brand .mark{
  width:34px;height:34px;border-radius:10px;
  background:linear-gradient(135deg,#1f3a66,#0b1220 65%);
  box-shadow:0 10px 24px rgba(31,58,102,.25);
}
.brand small{display:block;font-weight:650;color:var(--muted);letter-spacing:.1px}

.navlinks{display:flex;align-items:center;gap:16px}
.navlinks a{
  font-weight:700;color:#121a2c;opacity:.9;
  padding:10px 10px;border-radius:12px
}
.navlinks a:hover{background:#eef3fb}
.navcta{
  background:var(--accent);color:#fff;font-weight:850;
  padding:10px 14px;border-radius:999px;
  box-shadow:0 12px 26px rgba(177,18,38,.22);
}
.navcta:hover{filter:brightness(.98)}

.mobilebtn{
  display:none;border:1px solid var(--line);background:#fff;border-radius:12px;
  padding:10px 12px;font-weight:800
}
.mobilepanel{display:none;padding:0 0 16px}
.mobilepanel a{display:block;padding:12px 12px;border-radius:12px}
.mobilepanel a:hover{background:#eef3fb}
.mobilepanel.show{display:block}

.hero{
  background:
    linear-gradient(180deg, rgba(11,18,32,.70), rgba(11,18,32,.72)),
    url("../img/hero.jpg") center/cover no-repeat;
  color:#fff;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.hero .wrap{padding:76px 0 58px}
.kicker{
  display:inline-flex;align-items:center;gap:10px;
  padding:8px 12px;border-radius:999px;
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.14);
  font-weight:800;font-size:12px;letter-spacing:.7px;text-transform:uppercase;
}
.kicker .dot{width:8px;height:8px;border-radius:99px;background:var(--accent)}
.h1{font-size:46px;line-height:1.05;margin:16px 0 10px;font-weight:950;letter-spacing:-.8px}
.subhead{max-width:860px;color:rgba(255,255,255,.86);font-size:16.5px;margin:0 0 22px}
.herocta{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:12px 16px;border-radius:999px;
  border:1px solid rgba(255,255,255,.20);
  background:rgba(255,255,255,.10);
  color:#fff;font-weight:900;
}
.btn.primary{
  background:var(--accent);
  border-color:rgba(177,18,38,.55);
  box-shadow:0 14px 30px rgba(177,18,38,.28);
}
.btn:hover{filter:brightness(.98)}

.mini{
  margin-top:24px;display:flex;flex-wrap:wrap;gap:14px;
  color:rgba(255,255,255,.82);font-weight:700;font-size:13px
}
.mini span{display:inline-flex;gap:8px;align-items:center}
.mini i{opacity:.9}

.section{padding:56px 0}
.section h2{font-size:30px;letter-spacing:-.4px;margin:0 0 10px}
.section p.lead{color:var(--muted);margin:0 0 22px;max-width:900px}

.grid{display:grid;gap:18px}
.grid.two{grid-template-columns:1.2fr .8fr}
.grid.three{grid-template-columns:repeat(3,1fr)}

@media (max-width: 980px){
  .grid.two{grid-template-columns:1fr}
  .grid.three{grid-template-columns:1fr}
  .h1{font-size:38px}
}
@media (max-width: 680px){
  .navlinks{display:none}
  .mobilebtn{display:inline-flex}
}

.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow2);
  padding:18px;
}
.card h3{margin:0 0 6px;font-size:18px;letter-spacing:-.2px}
.card p{margin:0;color:var(--muted)}
.pill{
  display:inline-flex;gap:8px;align-items:center;
  padding:8px 12px;border-radius:999px;
  background:#eef3fb;border:1px solid #dde7f7;
  color:#1a2b4c;font-weight:850;font-size:13px;
}

.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}
@media (max-width: 980px){.metrics{grid-template-columns:1fr}}
.metric{
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.14);
  border-radius:var(--radius);
  padding:14px;
}
.metric strong{display:block;font-size:20px}
.metric span{color:rgba(255,255,255,.82);font-weight:700;font-size:13px}

.split{display:flex;gap:18px;align-items:center}
.split .photo{
  width:140px;border-radius:18px;overflow:hidden;border:1px solid var(--line);
  box-shadow:var(--shadow2);flex:0 0 auto
}
.split .photo img{width:100%;height:100%;object-fit:cover}
@media (max-width: 740px){
  .split{flex-direction:column;align-items:flex-start}
}

.list{margin:0;padding:0;list-style:none}
.list li{padding:12px 0;border-top:1px solid var(--line);color:var(--muted)}
.list li:first-child{border-top:none}
.list li strong{color:#1b2436}

.form{display:grid;gap:12px}
.input{display:grid;gap:6px}
.input label{font-weight:850;font-size:13px}
.input input,.input textarea,.input select{
  width:100%;padding:12px 12px;border-radius:14px;border:1px solid var(--line);
  background:#fff;font:inherit
}
.input textarea{min-height:140px;resize:vertical}
.help{color:var(--muted);font-size:13px}
.notice{
  padding:12px 12px;border-radius:14px;border:1px solid #dfe7f7;background:#f3f7ff;color:#1a2b4c;
  font-weight:700;font-size:13px
}

.footer{background:#0b1220;color:rgba(255,255,255,.82);padding:28px 0;margin-top:20px}
.footer .cols{display:grid;gap:14px;grid-template-columns:2fr 1fr 1fr}
.footer a{color:rgba(255,255,255,.82)}
.footer a:hover{color:#fff}
.footer small{color:rgba(255,255,255,.58)}
@media (max-width: 900px){.footer .cols{grid-template-columns:1fr}}